What Is Tax-Loss Harvesting? Key Takeaways Tax-loss harvesting involves offsetting capital gains with capital losses so that little or no capital gains tax comes due. Investors might intentionally sell some securities at a loss to achieve this when they have significant gains. Losses can offset regular income by up to $3,000 when they exceed gains. … Read more
What Is Current Cash Value? Definition and Example of Actual Cash Value Actual cash value (ACV) is how an insurance company measures a property’s worth at a given moment in time. It accounts for depreciation. You may come across the term if you make a car insurance claim, or a claim on your homeowner’s policy. … Read more
What It Means for a Stock to Be Overweight If you’ve ever read a report from an investment analyst, you may have seen stocks described as “overweight.” It can be a confusing term. Most people are used to seeing more simple “buy” or “sell” ratings. If an analyst rates a stock as “overweight,” they think … Read more
What Is a Stock Market Quote? Key Takeaways A stock quote shows the current price of a stock based on recent activity on its exchange. It also includes a wide range of additional information to help investors judge a stock’s profit potential. Depending on where you are getting your stock quotes, prices could be delayed, … Read more
What Are Fungible Investments In 2024 , 2025? Key Takeaways Fungible investments can be bought and sold on different exchanges. Fungible trading works when you can buy/sell on one exchange, and sell/buy on another exchange, netting your share position to zero and earning a profit. Opportunities to profit from price differences are known as arbitrage, … Read more
What Is Elder Law In 2024? Key Takeaways Elder law is a field of law that focuses on legal issues that affect older individuals. Major areas of elder law include disability and special-needs planning, long-term care planning, estate planning and settlement, guardianship or conservatorship, and elder abuse. Elder law attorneys can be found through the … Read more
Terri Huggins – The Balance 10 Years of Work Highlights More than 10 years of experience as a journalist covering topics like personal finance, parents, and mental health Former marketing and communications professional at a real estate company Host of local workshops discussing financial and contractual advice for freelance professionals Has writing expertise focused … Read more
Highlights Has more than 20 years of experience as a business writer and editor, covering everything form the business of media to high-level economics Former editor in charge of technology, media, and telecom at Thomson Reuters You have managed, built, and led teams at some of the world’s largest corporations and media organizations, … Read more
Key Takeaways Series HH savings bonds were a type of Treasury bond that directly deposited interest payments into an investor’s account. These bonds matured after 20 years and paid interest every six months, but investors could cash in their bonds for the full face value at any time after a required holding period. This bond … Read more
A leveraged exchange-traded fund (ETF) is a type of financial product designed to track an underlying index at higher rates of return. It can offer returns as high as 2-3 times the returns of a traditional ETF, but that also makes it a riskier investment option. Leveraged ETFs are quickly becoming one of the most … Read more